Superannuation & TPD Compensation Lawyers Cairns

Cairns owned and operated compensation services

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No Win No Fee. No Hidden Costs

If you have been unable to work due to illness, disability, or injury, you may be entitled to compensation through your superannuation fund. You can do this through a total and permanent disability (TPD) claim.

Alternatively, depending on your employer and personal circumstances, you may have a TPD insurance policy or an accident insurance policy. If so, you are entitled to claim compensation against these policies.

Call our local Cairns lawyers if you or a family member cannot work due to illness or an injury. We will provide a free, no-obligation initial claim assessment to determine whether you have a TPD claim.

In most cases, we are willing to help you claim compensation under a TPD policy on a no-win no-fee basis. This means that you won’t pay us anything unless we succeed in obtaining your compensation.

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Call us for a free over the phone or face to face consultation

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Frequently Asked Questions

How long does a TDP claim take?

Each TPD claim is unique, and the time it takes to compile and review a claim can vary. Typically, it can take between 3 to 12 months after you submit a claim to your fund/insurer for a decision to be made.

For support with TPD claims in Cairns, speak to our expert compensation lawyers.

What happens if my TPD claim is rejected?

If you have lodged your TPD claim yourself and the insurance company or superannuation fund has declined your TDP claim, speak to an expert TDP lawyer. We can help you successfully litigate and resolve TPD claim issues.

Working with an expert lawyer ensures your claim is prepared correctly. This helps to reduce possible rejections or requests that may delay your TPD claim.

Can you return to work after receiving a TPD claim?

In some cases, it is possible to return to work after receiving a TPD payout, providing you meet one or more of the following:

  • You are unable to work within your current occupation
  • You are unable to continue to work in your field of expertise in a training or education capacity
  • You cannot complete day-to-day activities

Every Total and Permanent Disability Claim is different, so it is important to seek advice from a TPD claim lawyer.

What evidence will I need for my TPD claim?

There is always a certain amount of administration that needs to be organised for claims, regardless of the type of claim you are making. For TPD, it will depend on your circumstances but some of the evidence you may need to organise includes:

  • Claim form
  • Certified ID
  • Medical reports and evidence to confirm you are totally permanently disabled from returning to work
  • Clinical notes
  • BAS (if self-employed)
  • ATO records
  • Medicare records
  • Centrelink records

It is important to seek legal advice from a personal injury lawyer to ensure your claim is prepared correctly.

Does my TPD claim have to be work-related?

TPD compensation claims do not have to be work-related. Neither do they have to be related to someone else’s negligence. If you have suffered or are suffering from an injury that is preventing you from working, you are able to claim TPD.

If you want to learn more about workers’ compensation, click here.

Am I able to claim for partial disability?

In order to access TPD compensation, you generally need to make a permanent disability claim. However, you may be able to make a claim depending on your super fund policy.

Can I claim TPD for mental illness?

Mental illness is covered under TPD insurance. However, it can be harder to prove than physical injuries or medical conditions.  It is possible to claim for a range of mental conditions such as depression, PTSD, severe stress and anxiety.

To discuss your condition and case with an experienced personal injury lawyer in Cairns, contact our team.

Speak to Tim or Meegan now on

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